Credit Repair Fraud Proliferates
from the Better Business Bureau web site – bbb.org

The truth is, no one can legally remove accurate and timely negative information from a credit report. But the law does allow you to request a reinvestigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost. |

According to the Fair Credit Reporting Act, you are entitled to a free copy of your credit report. You can also dispute mistakes or outdated items for free.

Avoid being a victim of credit repair scams

- Do not use a credit repair company that attempts to charge money before it has performed the credit repair services. (it’s against the law for the company to do so)
- Do not use a credit repair company that promises to exploit "secret" or "little known" loopholes in the system to remove information from your credit history. 

This “No Charge” 90 minute Workshop will show you how to obtain your free credit report and how to understand what is being reported by the credit agencies. We also will provide you (a CD) with letter templates and instructions to dispute inaccurate info.

Even if you have less than perfect credit, learn how to:
 - Buy a car at terms that are affordable
 - Buy a home or refinance your current mortgage